Insurance

Russell Street Dental Clinic Practice Membership Plan

Following numerous dental plan enquiries from patients I have investigated every dental payment plan available and decided that Practice Membership Plan is most suitable to offer here at Russell Street. The plan is excellent value and cost effective.

What is the Practice Membership Plan? Firstly, this plan is optional. It is an additional service we are offering to our patients. You can choose to take advantage of it or not, its up to you.

The Practice Membership Plan promotes maintenance and prevention, providing you with your core dental care and allowing you to spread the cost by making small regular monthly payments.

For only14 pounds per month you will be entitled to:

ź Two comprehensive dental health checks per year including full gum health and oral cancer checks

ź Two scale and polishes per year if you need them, or up to four if you are having gum treatment.

ź Any necessary x-rays

ź Up to 10,000 pounds per annum worldwide dental accident and emergency insurance cover

ź A 20% discount off our private fee scale for any additional dental treatment you may need or want including cosmetic treatment like teeth whitening or CEREC.

ź Facility to spread the cost of discounted dental treatment, including cosmetic treatment, over 6 months through your monthly direct debit

ź Guaranteed access for same day emergency appointments during normal surgery hours

For convenience your monthly payments can be taken by direct debit eliminating the need for cash at your regular visits. Alternatively you can pay annually by cheque.

Here are some examples of how it works: You break a tooth and we decide to restore it with a crown. The fee for a crown is currently 265 pounds This is provided with a single visit procedure using the CEREC machine. Patients charge after 20% discount is 212 pounds Rather than pay that now, you can pay half now (106 pounds) and opt to increase your direct debit by 17.66 pounds per month for 6 months.

You are abroad and your filling comes out. The local dentist charges a call out fee and a charge to repair the tooth. You pay, get a receipt, and complete a claim form when you return to the UK. When the claim has been processed you will be sent a cheque from the insurers for the cost of the treatment less an excess of 25 pounds

How do I join? When you signed off as dentally healthy ie at the end of a course of treatment you can join the plan

What if I dont join? Then things remain exactly as they are at the moment, payment is on a pay as you go basis.

What's not included? Treatment requiring referral. These treatments include, orthodontics, implants, complex surgical, complex bite, complex root canal, complex aesthetic, tempero-mandibular joint problems, snoring problems and second opinions.

Historical feedback: As from October 2007 the plan has been operational for 18 months and a summary of the figures shows that on average patients paid 8% less overall than they would have on the pay as you go scheme.